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Moral funds have vastly under preformed since they were developed a good 40 years ago or so. It is incredibly challenging to passively invest and make money. Unfortunately due to pensions being rare, social security not being enough, being alive costing money, and inflation existing it is hard to retire in this country without benefiting some real shitty people. Real Estate is an option here if you can fix up a house, you're willing to be landlord, and you have significant savings. This is a genuine and proven path to generational wealth that will remain open as long as common people can afford a house, due to housing being so massively tax advantaged and subsidized. Going into the details of real estate investing is out of scope, as it's a //lot// more involved (and work) than passive investment into the stock market. Being a landlord also suck ass so either way you benefit from harm imo. Back before I held a negative opinion of landlords and real estate people in general biggerpockets was a good source if it's something you want to explore. I don't know if that remains the case today, as it's been many years. | Moral funds have vastly under preformed since they were developed a good 40 years ago or so. It is incredibly challenging to passively invest and make money. Unfortunately due to pensions being rare, social security not being enough, being alive costing money, and inflation existing it is hard to retire in this country without benefiting some real shitty people. Real Estate is an option here if you can fix up a house, you're willing to be landlord, and you have significant savings. This is a genuine and proven path to generational wealth that will remain open as long as common people can afford a house, due to housing being so massively tax advantaged and subsidized. Going into the details of real estate investing is out of scope, as it's a //lot// more involved (and work) than passive investment into the stock market. Being a landlord also suck ass so either way you benefit from harm imo. Back before I held a negative opinion of landlords and real estate people in general biggerpockets was a good source if it's something you want to explore. I don't know if that remains the case today, as it's been many years. | ||
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+ | ==== Retirement ==== | ||
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+ | How much money | ||
====== 2. The Dark Forest ====== | ====== 2. The Dark Forest ====== |